• Blackjack Payout 3 To 2
• 3:2 Blackjack Payout Chart
• 6 To 5 Blackjack Payout Chart

One of the most appealing aspects of blackjack is that there’s some element of skill involved. With many casino games, you are entirely reliant on luck, but with blackjack your actions affect the outcomes of hands.

Blackjack Odds Chart Blackjack is a casino card game blackjacktwo.com that combines the element of chance with skill. Players cannot control the cards they are dealt, but they can control how they choose to play them. The following charts will help players make informed decisions regarding the cards in their hands. Here is the payout chart for a 6 to 5 Blackjack game. This should help make calculating the 6 to 5 ratio easier for players and dealers.

Blackjack is still a game of chance; it’s just that luck isn’t the only factor that determines whether or not you win or lose.

What this means in practice is that you can actually improve your chances of winning. More accurately, in fact, it means that you can decrease your chances of losing.

Every decision you make, such as whether to hit or to stand, will have a direct impact on the result of a hand.

If you consistently make the correct decisions, you can reduce the house edge to a level where the casino’s advantage is almost obsolete.

On this page we explain how basic blackjack strategy can help you make correct decisions each and every time you play.

We explain how it works, how to use it, and we provide a sample strategy chart. We also look at a few blackjack strategies that don’t work.

How Blackjack Strategy Works

You have some information to work with every time you have a decision to make at the blackjack table. You know what cards you have, and you can see one of the dealer’s cards. Based on this information, it’s possible to work out the probabilities of what could happen next.

This is because there’s a fixed number of cards in the decks, and a fixed probability for each of those cards being dealt.

This is done by comparing the probabilities of all the possible combinations of cards that could be dealt, and determining how these combinations would impact the final outcome of the hand.

Once you know how the different actions you can take will affect your chances of winning, you can then choose the optimal one. There’s always a correct mathematical decision to make, and taking it enables you to keep the house edge to the absolute minimum.

That is essentially the whole point of blackjack strategy.

The problem with basic blackjack strategy is that it’s not always easy to establish the correct decision accurately. There are some complicated mathematical calculations required.

Unless you’re a genius, there’s a very small chance of you being able to make those calculations every time you play a hand. Thankfully, you don’t have to make any calculations.

These rules tell you exactly what action you should take in any given situation, based on the cards in your hand and the exposed dealer card.

By following them, you can apply basic blackjack strategy without using any math at all. All you have to do is learn the rules.

Given that there are hundreds of different situations you can find yourself in at the blackjack table, learning the rules for what to do in each one isn’t necessarily easy.

It might be pretty obvious that you should stand if you have 20 and the dealer is showing an eight, but situations such as having 12 when the dealer is showing a three are perhaps not so clear.

If you want to apply basic blackjack strategy perfectly, then you need to know what to do in every possible situation. This is where the use of strategy charts comes in handy.

A blackjack strategy chart is a matrix that shows all the possible combinations of your hand and the dealer’s exposed card. It shows the action you should take when facing each combination.

These charts are based on the correct rules for employing basic strategy, so if you do what the chart says, you’ll be making the right decision every time.

The following is an example of how a strategy chart looks. Along the top you have the dealer’s card, and down the side is your hand. Each individual cell shows what action you should take for the relevant combination.

The chart includes a key for the action each symbol in the cells represents.

You’ll notice that some of the actions are dependent on certain rules. For example, splitting is the right decision in some situations only if you are allowed to double after a split. This is because there are variants of blackjack where some of the rules are different.

The perfect strategy will vary depending on the exact rules of the blackjack variant you are playing. The chart shown above is the correct strategy for playing an eight deck game where the dealer stands on soft 17.

A few decisions would be slightly different if you were playing another game. These differences are, however, very marginal. If you follow the above chart for any variant, you will still play close to perfect hand.

Therefore, you stand a much better chance of winning more hands than you lose during a single session.

There are a few blackjack strategies that, for some reason, are popular among players even though they don’t work. These are as follows:

• Mimic the Dealer
• Never Bust
• Assume a Ten
• Progressive Betting

Mimic the dealer is a simple strategy where you simply act in the same way as a dealer would in any situation. You would never split, double, or surrender, because these options aren’t available to the dealer.

Basically, you would just hit on less than 17 and stand on 17 or higher, regardless of the dealer’s exposed card. This isn’t a good strategy at all, because splitting and doubling can be very advantageous to the player in the right situations.

Never bust is an equally simple strategy.

You just never hit if there’s a risk of going bust, so you always stand on 12 or higher. While this might seem like a safe approach, it actually increases the house edge.

A ten strategy works on the basis that you assume the next card will always be a ten, and that the dealer’s unexposed is a ten. Players often work on this assumption due to the fact that cards valued at ten make up around 30% of the deck (remember jacks, queens, and kings are all valued at ten).

However, 70% of the cards aren’t valued at ten, so you are still more likely not to get a ten. As such, this strategy doesn’t really work and increases the house edge.

Progressive betting is increasing or decreasing your bet size based on the result of your previous bet. This is a strategy that can be used in any form of betting, and there are several different progressive betting systems in existence.

They don’t have any effect on the house edge, because your chances of winning or losing a hand don’t change based on how much you bet.

They can also be very dangerous, particularly when aligned with systems such as the Martingale where you keep increasing your stake after a loss. One bad run can result in the loss of your entire bankroll.

Blackjack, unlike other gambling games is not considered a game of chance, it is one that you can win if you start applying some knowledge. Unlike many other games where the result depends on player luck only, this game provides probabilities depending on the player decisions. Therefore, in order to win you have to know what your probabilities are now and how and when to increase them.

Before we take a look at player and dealer blackjack odds, we should consider all the parameters that affect the odds in the game.

Blackjack Rules Variations

Blackjack variations were created to entertain players and provide them with a chance to win more money on side bets. Each rule variation affects the house edge, some rules making a big, others making a minor difference. Most common rule variations can be found at our House Edge Calculator in the «Rules» window. Now, let's take a closer look at the rules and see how they affect the odds in the game.

NOTE: The rules chosen in the table below are most favorable for the player.

Number of decks

The first thing a player should consider when choosing a table is the number of decks used in the game. The more decks there are - the less odds the player has. (See the table - Probabilities – Number of decks)

Dealer hits or stands on soft 17

The main rules of the game are usually written on the table felt and it may say either dealer hits or stands on soft 17. If according to the rules dealer hits soft 17, the game gives the house a 0.2% extra edge.

Rules for doubling

This rule is sometimes called the 'Reno' rule, which restricts doubling only to certain hand totals. Double 9 - 11 affects the house edge increasing it by 0.09% (8 decks game) and 0.15% (1 deck game). Double 10-11 increases the house edge by 0.17% (8 decks game) and 0.26% (1 deck game).

Doubling after Split

If the casino allows a player to double after he splits a pair, the player will get a further edge of around 0.12%.

Resplitting

Most casinos allow players to split again after he/she splits a pair and is dealt another card of the same rank. However, if the casino does not, this means the odds favor the house. As the best hands for splitting are a pair of Aces and 8s, there may be a special rule for Splitting Aces. If the casino allows the player to re-split Aces, the player gets a 0.03% extra edge. Moreover, in most cases if the player splits Aces, the casino will deal only one card per hand and that's it. Allowing players to hit on a hand of Split Aces gives the player an edge of 0.13%. We do not consider this rule in our calculator due to the fact it is almost never used, especially online.

• 1 deck of cards (house edge 0.17%)
• Doubling allowed on any cards
• Doubling allowed after Split and after Hit (player edge 0.12%)

• Early surrender is preferable
• Dealer stands on soft 17 (player edge 0.2%)
• Resplitting any cards allowed (player edge 0.03%)

Extra Rules Affecting Blackjack Odds

European No-Hole-Card Rule

Some blackjack variations are played with a hole card that is dealt to the dealer only after all the players have played their hands. This rule affects player strategy when playing against dealer up 10 or an Ace. In a typical hole-card game the player would know whether the dealer has a Blackjack or not before he makes any decisions. In this game, however, the player is risking a lot more if he decides to double or split. This rule adds 0.11% to the house advantage. However, there may be some casinos that allow the player to push on all the additional bets (doubling down and splitting pairs) if the dealer happens to have Blackjack.

Another Payouts on Blackjack

The classic payout on player Blackjack is 3 to 2. However, some casinos change the payout to increase the house edge. The payout on blackjack thus may vary from 1:1 to 6:5. As a Blackjack hand frequency is approximately 4.8% (see the table Two Card Hand Frequency), the payout of 1:1 will increase house edge by 2.3% and the payout of 6:5 - by 1.4%. The first rule (1:1) is only rarely found , while the second (6:5) can be found at some tables with a single deck blackjack game. The payout on Blackjack is generally written on a table felt.

Best tip
for odds seekers

The easiest way to choose the game with the highest odds is to play blackjack with no extra special rules. Do not forget where your basic odds are hidden - chance to Split, Double Down and get a 3 to 2 payout on Natural.

Dealer wins Ties

Another disadvantage for the player is when the rules of the game say that dealer wins all ties. This rule is almost never used in the classic games, though it can be found in some blackjack variations.

Insurance

The Insurance bet is a casino trick that gives the house a huge edge. The main factor why many players take this bet lies in the fact it costs only half of the original one. However, when the player takes Insurance every time he plays the game, the house edge may raise up to 7%. Added to all the other rules the casino sets on the game and you will see why probabilities are worth learning if you want to quit winners.

Side Bets

All blackjack games that offer side bets seem to be the biggest attraction for blackjack lovers. However, if you consider blackjack odds on these bets, you will notice that no matter how big the jackpot is (as in progressive blackjack rules) or how great the payout is for the pair (as in perfect pairs rules), the odds still favor the house and you are not likely to win.

Blackjack Probabilities charts

The quantity of decks increases the house advantage with each extra deck added to the game. Look for games with the smallest number of decks. However, some games offering a chance to play with 1 deck may only still provide low player odds due to low payouts on Blackjack and other rules. Be sure to check them before you play.

The table on the left describes how often the following hands can appear. The hands are the first two-cards dealt to the player. The frequency stands for the average number of times dealt per deck of cards. As you can see, the most frequent hands dealt are the 'Decision hands' that demand knowledge of blackjack strategy.

In this table you can see the probability of going bust on any hand if the player decides to Hit. This means that with 0% you can never go bust when hitting a hand of 11 or less. As you can see, the table is for hard hand totals as you will 100% bust if you Hit on a hand of hard 21.

Blackjack Payout 3 To 2

You probably already know that in blackjack small cards in the deck favor the dealer while big ones favor the player. In this table you can see that removing 2s from the deck adds a 0.40% of advantage to the player, while if 10's are taken out - the odds are 0.51% for the house.

Blackjack probabilities are calculated due to different parameters, including the dealer up card. The table on the left depicts how likely it is that dealer will go bust with certain up cards and what the player odds are in this very situation. For example, the highest player odds are when the dealer shows a 6, as he is most likely to go bust with this hand. The lowest player odds are when the dealer's up card is a 10 or an Ace.

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